Chief Product Officer - Auto Business - Global DCB
Santander
Fecha: hace 4 días
ciudad: Boadilla del Monte, Madrid
Tipo de contrato: Tiempo completo
Chief Product Officer - Auto Business - Gobal DCB
Country: Spain
GLOBAL DIGITAL CONSUMER BANK is looking for a Chief Product Officer - Auto Business based in Spair or USA
What You Will Be Doing
As a Chief Product Officer (Auto Business), you will define and develop best-in-class auto lending products and partner solutions tailored for OEMs, marketplaces, fleet operators, and other strategic vendors. You’ll lead cross-functional efforts across technology, risk, operations, marketing, and business units to deliver a scalable, innovative, and customer-centric platform that powers our global Auto business of Santander. Your goal is to stay ahead of partner and customer expectations while aligning with market trends, balancing innovation, simplicity, and commercial impact at scale.
KEY FOCUS AREAS
Country: Spain
GLOBAL DIGITAL CONSUMER BANK is looking for a Chief Product Officer - Auto Business based in Spair or USA
What You Will Be Doing
As a Chief Product Officer (Auto Business), you will define and develop best-in-class auto lending products and partner solutions tailored for OEMs, marketplaces, fleet operators, and other strategic vendors. You’ll lead cross-functional efforts across technology, risk, operations, marketing, and business units to deliver a scalable, innovative, and customer-centric platform that powers our global Auto business of Santander. Your goal is to stay ahead of partner and customer expectations while aligning with market trends, balancing innovation, simplicity, and commercial impact at scale.
KEY FOCUS AREAS
- Develop a robust and scalable auto lending platform
- Design partner-centric solutions for OEMs, marketplaces, fleet operators, and other suppliers
- Automate back-office functions and empower front-end sales teams with effective tools
- Build architecture capable of supporting operations in about 30 countries
- Innovate for future trends such as loyalty programs, autonomous vehicles, direct sales, and emerging mobility models
- Own the end-to-end product vision and execution for global auto lending, aligned with overall business strategy and evolving needs of partners and consumers
- Define and manage the global product roadmap, coordinating across markets and internal functions (Technology, Risk, CX, etc.)
- Lead cross-functional product teams (matrix or direct reporting), driving agile delivery, continuous learning, and scalable growth
- Understand and anticipate market shifts, driving innovation in credit decisioning, onboarding, digital servicing, and customer interactions
- Continuously evaluate product performance with a focus on profitability, growth, NPS, and risk-adjusted returns
- Collaborate with regional leaders to localize products effectively while maintaining global coherence (80-20 approach)
- Represent the product in strategic planning, senior leadership forums, and stakeholder meetings
- Develop seamless integration capabilities for partners (OEMs, marketplaces, fleet operators, etc.)
- Design future-ready solutions with a focus on loyalty, autonomous mobility, new verticals, and next-gen digital experiences
- Proven product leadership experience in consumer finance, preferably within auto lending, leasing, or mobility ecosystems
- Strategic thinker with strong commercial instincts and a history of delivering market-disruptive, high-performance products
- Familiarity with credit products and a strong grasp of digital platform strategies and customer behavior analytics
- Demonstrated success in leading cross-functional teams within complex, matrixed, and geographically dispersed organizations
- Experience working in global environments and the ability to quickly integrate and influence cross-market teams